Transportation Insurance
From long-haul semis to last-mile cargo vans, we build coverage around how you run your business.
A tractor, commonly known as a semi truck, is the powered unit that pulls a trailer and carries no cargo on its own. Designed for long-haul freight, used with detachable trailers, essential in interstate and regional transportation.
A single-unit commercial vehicle with an enclosed cargo area attached to the chassis. Commonly used for local deliveries, moving services and business logistics — easier to maneuver than semis.
Hauling smaller, time-sensitive loads using a pickup truck and trailer combination. Operators typically transport urgent freight that doesn't require a full semi truck — popular for expedited, regional deliveries.
Light-duty commercial vehicles designed to transport goods within an enclosed space. Frequently used for last-mile delivery, trades and small business operations — flexible, fuel-efficient, easy in urban areas.
Comprehensive protection built for the way you run your trucking business.
Covers bodily injury and property damage caused to others as a result of a vehicle accident. Required by law for commercial vehicles operating on public roads. Does not pay for damage to the insured vehicle.
Protects the goods being transported in the event of damage, theft, or loss. Applies while cargo is in transit, loading, or unloading — critical for carriers hauling customer-owned freight.
Covers repair or replacement of the insured vehicle if damaged in an accident, fire, theft, or vandalism. Typically includes collision and comprehensive — protects the truck itself, not third parties.
Covers bodily injury and property damage that occur off the road, such as at a job site or loading dock. Provides protection against legal claims related to business operations — does not apply to vehicle accidents.
Covers damage to a trailer owned by another party but in your care, custody, or control. Commonly required when drivers haul non-owned trailers under interchange agreements — physical damage only.
Covers medical expenses and lost wages for employees injured on the job. Also provides employer protection from injury-related lawsuits — requirements vary by state and employment structure.